For 2025, FHA loan limits in East-Islip county of Suffolk, NY are set at $822,375 for single-family homes, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The maximum loan amounts for conventional loans start at $822,375 for single-family homes, going up to $1,053,000 for 2-unit homes, $1,272,750 for 3-units, and $1,581,750 for homes with 4-units.
Utilize our FHA calculator to find today’s most favorable FHA rates and calculate required downpayments, as well as income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare rates and terms of FHA loans against other programs. Investigate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® collects loan program data from thousands of lenders and quickly compares it to your financial profile.
The Loan Limits Comparison Table for 2025 in East-Islip county of Suffolk, NY lets you compare the highest loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To see qualification criteria such as income, reserves, and credit use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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