In 2026, the FHA loan limits set in North-Great-River, within Suffolk county, NY, are as follows: $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for three-unit homes, and $1,581,750 for units with four.
The conventional loan maximums for a single-family residence are $822,375. For two-unit dwellings, the limit is $1,053,000; three-unit homes have a limit of $1,272,750; and for four-unit properties, it is $1,581,750.
Utilize our FHA calculator to explore today’s prime FHA rates and figure out what's necessary for a downpayment, alongside income, credit evaluations, reserves, and the needed documentation for qualification.
The Lendersa® calculator enables a comparison of FHA rates and terms with a full range of other loan programs. Engage in comparing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options alongside FHA offerings.
Lendersa® efficiently collects loan program data from thousands of lenders and rapidly aligns it with your unique financial profile to meet your personal needs.
For 2026, the Loan Limits Comparison Table in North-Great-River, Suffolk county, NY offers a detailed overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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