During 2025, the FHA loan limits in West-Sayville county of Suffolk, NY are $822,375 for a single-family house, $1,053,000 for two-unit homes, $1,272,750 for three units, and $1,581,750 for four-unit properties.
The maximum amount for conventional loans is $822,375 for single-family residences, increasing to $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Our FHA calculator is useful to find the best FHA rates currently available and to determine key qualifications such as downpayment, income, credit, reserves, and required documents.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs available. Consider and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA.
Lendersa® compiles data from numerous lenders and quickly matches it to your individual financial needs and profile.
Our Loan Limits Comparison Table for 2025 in West-Sayville county of Suffolk, NY outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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