In 2026, the FHA loan limit in Ellenville county of Ulster, NY is $472,030 for single-family homes, $604,400 for duplexes, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum is $726,200 for a single-family residence, rising to $929,850 for two units, $1,123,900 for triplexes, and $1,396,800 for four units.
Use our FHA calculator to view today’s top FHA rates and determine the necessary down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates with other loan program terms, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders to offer fast comparisons fine-tuned to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Ellenville county, Ulster, NY includes limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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