FHA Loan Max Loan amount for Wawarsing, Ulster County, NY in 2025

In 2025, the FHA loan limits are outlined for Wawarsing county in Ulster, NY as follows: $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for 3-unit homes, and $907,900 for 4-unit residences.

Conventional loans have maximum amounts of $726,200 for single-family residences, $929,850 for duplex homes, $1,123,900 for three-unit dwellings, and $1,396,800 for buildings with four units.

Use our FHA calculator to access today’s best FHA rates, helping you determine the necessary downpayment, eligible income, creditworthiness, reserves, and required documents to qualify successfully.

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Investigate your loan choices in Wawarsing, NY

The Lendersa® calculator allows you to compare FHA rates and terms against other available loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® gathers loan program information from a wide array of lenders, and evaluates this data against your personal financial profile and needs instantly.

The Loan Limits Comparison Table for 2025 within Wawarsing county of Ulster, NY offers a comprehensive comparison of maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria such as income, reserves, and credit requirements.

Loan limits Wawarsing county of Ulster, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
  • Nations Financial of New York Inc
  • 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
  • Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
  • Ownit LLC
  • 180 East Main Street, Suite 206, Smithtown, NY, 11787
  • Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
  • Advantage Home Lenders
  • 2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Victory Funding
  • 2296 Route 9, Mechanicville, NY, 12118
  • Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.
  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
  • Island Federal Credit Union
  • 120 Motor Parkway, Hauppauge, NY, 11788
  • Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000