In 2026, the FHA loan limits in Wurtsboro, Sullivan county, NY, are set at $472,030 for a single-family residence, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
For conventional loans, the maximum allowable amount is $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for properties with four units.
Utilize our FHA calculator to explore today’s most competitive FHA rates, and determine the necessary downpayment, income, credit qualifications, reserves, and documents required for qualification.
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The Lendersa® calculator makes it easy to compare FHA rates and terms with those from various other loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles data from numerous lenders and efficiently matches it to your individual financial circumstances, providing rapid comparisons.
The Loan Limits Comparison Table for 2026 in Wurtsboro, Sullivan county, NY, offers detailed insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit standards, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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