In 2025, the FHA loan limit in Elmsford county, Westchester, NY is $1,089,300 for a single-family home. For 2-units, it's $1,394,775, for 3-units $1,685,850, and for 4-units $2,095,200.
The maximum conventional loan amounts on a single-family residence are $1,089,300, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to discover today’s top FHA rates, and determine the needed downpayment, income, credit, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® consolidates loan data from thousands of lenders and quickly matches it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Elmsford county, Westchester, NY shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing criteria like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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