For 2026, the FHA loan limits in North-Castle county of Westchester, NY are $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three-unit properties, and $1,581,750 for homes with four units.
The maximum amounts for conventional loans are $822,375 for a single-family residence, $1,053,000 for 2-unit homes, $1,272,750 for three-unit dwellings, and $1,581,750 for four-unit properties.
Utilize our FHA calculator to view today’s ideal FHA rates and assess the necessary downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Examine and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers extensive data from thousands of lenders and quickly correlates it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Castle county of Westchester, NY helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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