For 2026, FHA loan limits in Fairmount county of Onondaga, NY are set at $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for 3-units, and $907,900 for 4-units.
The conventional loan maximums are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.
Discover today’s top FHA rates using our FHA calculator to find out about the required downpayment, income, credit, reserves, and necessary documentation to qualify.
Using the Lendersa® calculator, you can readily compare FHA rates and terms with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires extensive data from thousands of lenders, enabling rapid assessment against your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Fairmount county, Onondaga, NY showcases maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate eligibility requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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