As of 2025, the FHA loan limits in Westvale county of Onondaga, NY are set at $472,030 for single-family homes. For duplexes, the limit rises to $604,400, for triplexes it is $730,525, and for four-unit properties, it reaches $907,900.
Conventional loans have similar caps: a single-family residence can borrow up to $726,200, two-unit homes up to $929,850, three-unit properties up to $1,123,900, and those with four units can go up to $1,396,800.
Leverage our FHA calculator to explore today’s best FHA rates and understand the essential requirements such as downpayment, income, creditworthiness, reserves, and supporting documents needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms against those of various other loan programs. Evaluate your options, whether they're Conventional, Jumbo, VA, USDA, Non-QM, or hard money loans, alongside FHA offerings.
Lendersa® aggregates information from thousands of lenders, quickly tailoring comparisons to your specific financial profile and requirements.
Our Loan Limits Comparison Table for 2025 in Westvale county of Onondaga, NY provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare essential qualification needs like income, reserves, and credit score thresholds.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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