During 2026, the FHA loan limit for Fenton county of Broome, NY is set at $472,030 for a single-family home, $604,400 for two units, $730,525 for properties with three units, and $907,900 for four-unit buildings.
For conventional loans, the cap is $726,200 for single-family homes, rising to $929,850 for two-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Use our FHA calculator to find today’s best FHA rates and evaluate the required down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator facilitates comparing FHA rates and terms with other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders to swiftly match it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fenton county of Broome, NY highlights loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare essential qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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