In 2026, the FHA loan limits in Firthcliffe county of Orange, NY are: $472,030 for a single-family home, $604,400 for a two-unit property, $730,525 across three units, and $907,900 for four units.
For conventional loans, the maximum amounts are $726,525 for a single-family home, $930,300 for two-unit homes, $1,124,475 for three-unit properties, and $1,397,400 for four-unit residences.
Utilize our FHA calculator to view today’s most competitive FHA rates and to assess downpayment, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive data from numerous lenders and quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Firthcliffe county of Orange, NY provides a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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