In 2026, the FHA loan limit for West-Point county in Orange, NY is $356,500 for a single-family home, $456,350 for two units, $551,650 for three units, and $685,550 for four units.
The conventional loan maximums are $726,525 for single-family residences, $930,300 for 2-units, $1,124,475 for 3-units, and $1,397,400 for 4-units.
Utilize our FHA calculator to check today’s top FHA rates and determine what down payment, income, credit score, reserves, and documents are needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® compiles data from thousands of lenders to rapidly match it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-Point county of Orange, NY displays limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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