In the year 2025, the FHA loan limit for a single-family home in Frankfort county, Herkimer, NY, is $472,030. For properties with two units, it is $604,400, for three units, it's $730,525, and for four-unit structures, the limit reaches $907,900.
The cap on conventional loans for a single-family residence stands at $726,200. For two-unit homes, it's $929,850, three-unit residences have a cap of $1,123,900, and the limit for four-unit properties is $1,396,800.
To find the best FHA rates available today and assess qualifications such as downpayment, credit, income, reserves, and required documents, utilize our FHA calculator.
With the Lendersa® calculator, you can weigh FHA rates and terms against a variety of other loan programs. Consider and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers loan program information from a wide range of lenders, offering swift comparisons with your specific financial profile.
The Loan Limits Comparison Table for 2025 in Frankfort, Herkimer, NY, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
