In the year 2025, the FHA loan limits within Schuyler county of Herkimer, NY, are as follows: $472,030 applies to single-family homes, $604,400 for 2-unit properties, $730,525 for 3-unit dwellings, and $907,900 for those with 4-units.
The ceiling for conventional loans on a single-family residence reaches $726,200, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to explore today's optimal FHA rates, and determine the necessary down payment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows you to effortlessly compare FHA rates and terms against those of various other loan programs. Explore an array of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® pulls loan program data from thousands of lenders, swiftly correlating it with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 within Schuyler county of Herkimer, NY, helps you compare the maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and even hard money loans. For detailed assessment of qualification criteria like income, reserves, and credit, harness the power of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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