In 2026, the FHA loan limits for Gardnertown county of Orange, NY are structured as follows: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three units, and $907,900 for four-unit properties.
The maximum limits for conventional loans on a single-family home are $726,525, going up to $930,300 for two-unit residences, $1,124,475 for three-unit homes, and $1,397,400 for homes with four units.
Utilize our FHA calculator to discover today’s top FHA rates and assess the downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs. Evaluate offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.
Lendersa® swiftly compiles data from thousands of lenders, offering quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Gardnertown county of Orange, NY provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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