In 2025, the FHA loan limit for Orange-Lake county in Orange, NY is $356,500 for single-family houses, increasing to $456,350 for properties with two units, $551,650 for those with three units, and $685,550 for four-unit buildings.
For conventional loans, the maximum allowed for a single-family residence is $726,525. This increases to $930,300 for two-unit homes, $1,124,475 for three-unit properties, and $1,397,400 for four-unit properties.
Utilize our FHA calculator to explore today’s most competitive FHA rates and determine the necessary down payment, income requirements, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with a broad range of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By accessing data from thousands of lenders, Lendersa® quickly matches loan programs to your unique financial profile and needs.
In 2025, the Loan Limits Comparison Table for Orange-Lake county of Orange, NY covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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