2023 FHA Loan Limits for Orange-Lake, Orange County, New York

In 2025, FHA loan limit in Orange-Lake county of Orange, New York is $356,500 for a single-family home, $456,350 for 2-units, $551,650 for 3-units, and $685,550 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,525, $930,300 for 2-units, $1,124,475 for 3-units, and $1,397,400 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Orange-Lake county of Orange, New York compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Orange-Lake county of Orange, NY

SFR 2 Units 3 Units 4 Units
FHA $356,500 $456,350 $551,650 $685,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,525 $930,300 $1,124,475 $1,397,400
USDA $581,220 $581,220 $581,220 $581,220
VA $726,525 $930,300 $1,124,475 $1,397,400
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000