In 2025, the FHA loan limits for Beacon, located in Dutchess county, NY, are set at $472,030 for single-family homes, $604,400 for two-units, $730,525 for three-units, and $907,900 for properties with four units.
Maximum amounts for conventional loans reach $726,525 for single-family residences, rising to $930,300 for two-units, $1,124,475 for three-units, and $1,397,400 for four-unit homes.
Use our FHA calculator to explore today's top FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those from a range of other loan products. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA loans.
Lendersa® rapidly gathers exhaustive loan data from a multitude of lenders, quickly aligning it with your financial profile and exact needs.
Access the Loan Limits Comparison Table for 2025 in Beacon, Dutchess county, NY, detailing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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