In 2025, the FHA loan limit for Gates county of Monroe, NY is $472,030 for a single-family home and scales up to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan for a single-family residence is $726,200. For homes with two units, it is $929,850, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today's FHA best rates, as well as to determine the necessary downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Consider alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® efficiently pulls data from thousands of lenders to align with your financial profile and needs swiftly.
For 2025, the Loan Limits Comparison Table in Gates county of Monroe, NY, demonstrates maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualifications for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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