In the year 2026, the FHA loan limits for homes in Monroe county, NY are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
For conventional loans, the maximum borrowing amount for a single-family residence is $726,200, while it's $929,850 for two-unit, $1,123,900 for three-unit, and $1,396,800 for four-unit homes.
Utilize our FHA calculator today to find the most favorable FHA rates and to assess the necessary down payment, income requirements, credit score, financial reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rate and terms with various other loan options. Delve into and compare the conditions of Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA loans.
Leveraging data from thousands of lenders, Lendersa® quickly contrasts loan program data according to your personal financial situation and requirements.
For 2026, in Greece's Monroe county, NY, explore loan limits among FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, financial reserves, or credit, try Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
