In 2026, the FHA loan limits for Kenmore within Erie county, located in NY, are set as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
The maximum amounts for conventional loans are: $726,200 for a single-family dwelling, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to access today’s top FHA rates and figure out the required downpayment, determine income needs, evaluate credit, manage reserves, and gather necessary documents for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other loan programs. Explore a variety of possibilities including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® compiles and analyzes extensive data from thousands of lenders, swiftly comparing this data against your personal financial profile and specific requirements.
Access the Loan Limits Comparison Table for 2026 in Kenmore, Erie county, NY, which offers a breakdown of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For the evaluation of qualification criteria such as income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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