For 2026, the FHA loan limits in the county of Nassau within Great-Neck-Plaza, NY, have been established as follows: $822,375 for a single-family home. For two-unit properties, the limit is $1,053,000; for three units, it's $1,272,750; and for four units, the cap is $1,581,750.
The maximum loan amount for conventional loans on a single-family residence is $822,375. This increases to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit properties.
Utilize our FHA calculator to identify today's most competitive FHA rates and ascertain the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
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The Lendersa® calculator empowers you to assess FHA rates and terms alongside a multitude of other loan programs. Consider FHA and compare with options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates substantial data from thousands of lenders, enabling swift comparisons showcased against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Great-Neck-Plaza, county of Nassau, NY, facilitates a comprehensive comparison across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To dive deeper into qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for thorough analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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