In 2026, the FHA loan limit in University-Gardens county of Nassau, NY is $822,375 for a single-family home. For two-unit residences, the limit is $1,053,000, for three-unit properties it is $1,272,750, and for four-unit homes, it is $1,581,750.
Conventional loan maximums are $822,375 for single-family dwellings. The cap is $1,053,000 for properties with two units, $1,272,750 for three units, and $1,581,750 for four units.
Use our FHA calculator to discover today’s best FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers data from thousands of lenders, swiftly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in University-Gardens county within Nassau, NY examines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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