In 2025, the FHA loan limits for Great-Neck-Estates county in Nassau, NY are set as follows: $822,375 for a single-family home, $1,053,000 for homes with two units, $1,272,750 for three-unit structures, and $1,581,750 for properties with four units.
The maximum allowable loan amount for conventional loans on a single-family residence is $822,375. For a two-unit property, the limit is $1,053,000, for a three-unit home, it's $1,272,750, and for four-unit residences, the cap extends to $1,581,750.
Use our FHA calculator to explore today’s best FHA rates and calculate necessary components like downpayment, income requirements, credit necessities, reserves, and documents required to qualify for a loan.
The Lendersa® calculator allows you to thoroughly compare FHA rates and terms with those of all other loan programs. Dive into choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Collecting comprehensive data from thousands of lenders, Lendersa® provides quick comparisons tailored to your specific financial landscape.
The Loan Limits Comparison Table for 2025 in Great-Neck-Estates county within Nassau, NY offers a detailed comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For an in-depth review of qualification criteria like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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