For 2026, the FHA loan limit in Hamptonburgh county, Orange, NY is $472,030 for a single-family house, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Conversely, the maximum permissible loan amount for conventional loans on single-family homes is $726,525. For a duplex, it is $930,300, for triplexes $1,124,475, and for 4-unit properties, the limit extends to $1,397,400.
Utilize our FHA calculator to discover today's best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents required to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those available in all other loan programs. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® aggregates loan program data from thousands of lenders, comparing it rapidly against your specific financial profile and needs.
For 2026, in Hamptonburgh county, Orange, NY, the Loan Limits Comparison Table provides comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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