In 2026, the FHA loan limit in Washingtonville county of Orange, NY is $472,030 for a single-family home. For homes with two units, the limit is $604,400, it is $730,525 for three-unit properties, and for four-unit buildings, it's $907,900.
The maximum for conventional loans on a single-family residence is $726,525, with $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Use our FHA calculator to identify today's best FHA rates and determine essential downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for comparisons of FHA rates and terms against other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, tailoring comparisons to your unique financial profile quickly.
The Loan Limits Comparison Table for 2026 in Washingtonville county of Orange, NY helps compare maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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