In 2026, the FHA loan limit for Scotchtown county in Orange, NY is $472,030 for a single-family home. It increases to $604,400 for 2-unit houses, $730,525 for 3-units, and $907,900 for 4-units.
The maximum conventional loan amount stands at $726,525 for a single-family residence, $930,300 for 2-units, $1,124,475 for 3-units, and $1,397,400 for 4-units.
Utilize our FHA calculator to determine today’s best FHA rates and identify the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA plans.
Lendersa® efficiently compiles and processes data from thousands of lenders, swiftly tailoring comparisons to your unique financial profile and needs.
For 2026 in Scotchtown county of Orange, NY, the Loan Limits Comparison Table displays the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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