For 2026, the FHA loan limits in Hannibal county of Oswego, NY are set at $472,030 for a single-family home, rising to $604,400 for two units, $730,525 for three units, and $907,900 for properties with four units.
The maximum amounts for conventional loans are $726,200 for single-family homes, increasing to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit dwellings.
Make use of our FHA calculator to discover today’s leading FHA rates and assess necessary qualifications like downpayment, income, credit requirements, reserves, and necessary documents.
The Lendersa® calculator allows comparison of FHA rates and terms with those from various other loan programs. Assess options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly gathers data from thousands of lenders, matching it to your distinct financial profile and needs in moments.
The Loan Limits Comparison Table for 2026 in Hannibal county of Oswego, NY highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification metrics such as income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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