For 2025, the FHA loan limit in Highland-Falls, located within Orange county, NY, is $356,500 for single-family homes, $456,350 for two units, $551,650 for three units, and $685,550 for four units.
The maximum conventional loan for a single-family residence is $726,525, increasing to $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Use our FHA calculator to explore today's top FHA rates and assess the downpayment, income, credit score, reserves, and documents required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers data from thousands of lenders and matches it with your specific financial profile for quick comparisons.
In 2025, the Loan Limits Comparison Table for Highland-Falls, in Orange county, NY, provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
