In 2026, the FHA loan limit for Hilton county, Monroe, NY is $472,030 for a single home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The max for conventional loans on a single-family residence is $726,200, then $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Use our FHA calculator to find today’s top rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders, matching it quickly with your financial profile and needs.
See the Loan Limits Comparison for 2026 in Hilton county, Monroe, NY to check FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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