In 2026, the FHA loan limits in Alfred county, part of Allegany, NY, are: $472,030 for single-family homes, $604,400 for two-unit houses, $730,525 for three-unit properties, and $907,900 for buildings with four units.
For conventional loans, the maximum for a single-family residence is $726,200, extending to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for properties with four units.
Use our FHA calculator to check today’s best FHA rates. Learn about required qualifications such as downpayment, income, credit, reserves, and necessary documents.
With the Lendersa® calculator, you can compare FHA rates and terms against those of various other loan programs. Review options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Data from thousands of lenders is quickly analyzed by Lendersa®, matching it with your individual financial needs and profile.
The Loan Limits Comparison Table for 2026 in Alfred county of Allegany, NY details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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