For 2026, the FHA loan limit for Huntington-Station county situated in Suffolk, NY, is set at $822,375 for a single-family home, $1,053,000 for two-unit homes, $1,272,750 for three units, and $1,581,750 for four units.
The highest loan amount for conventional loans on a single-family dwelling is $822,375, with limits of $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for homes with four units.
Utilize our FHA calculator to view the top FHA rates available today and understand requirements for downpayments, income, credit, reserves, and other documentation needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Leveraging data from thousands of lenders, Lendersa® compares and matches options to your financial profile in no time.
In 2026, the Loan Limits Table for Huntington-Station county of Suffolk, NY, outlines the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money loans. For comparing qualification needs such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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