As of 2026, the FHA loan limits for Island-Park county of Nassau, NY are established at $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for three units, and $1,581,750 for four units.
For conventional loans, the maximum amount available for a single-family residence is $822,375, extending to $1,053,000 for homes with two units, $1,272,750 for those with three units, and reaching $1,581,750 for properties with four units.
Our FHA calculator offers insights to view today’s FHA rates and determine the needed qualifications, such as downpayment, income, credit score, reserves, and required documentation.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those offered by other loan programs. You can assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates extensive data from thousands of lenders and promptly aligns it with your unique financial profile and requirements, ensuring precise comparisons.
The Loan Limits Comparison Table for 2026 in Island-Park county of Nassau, NY presents a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit requirements for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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