For the year 2026, the FHA loan limit within Inwood county of Nassau, NY is set at $1,089,300 for a single-family home, $1,394,775 for homes with 2-units, $1,685,850 for 3-unit properties, and $2,095,200 for 4-unit residences.
Concerning conventional loans, the maximum loan amount is $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, reaching $2,095,200 for 4-units.
Utilize our FHA calculator to examine today's competitive FHA rates and determine the requisite downpayment, income, credit, reserves, and documentation needed to qualify for a loan.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan offerings. Dive into choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, assessing them alongside FHA programs.
By accessing data from thousands of lenders, Lendersa® provides rapid analysis aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Inwood, within Nassau, NY, enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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