In 2025, the FHA loan limit set for Lawrence county, Nassau, NY is $1,089,300 for a single-family house. For two-unit dwellings, the limit is $1,394,775, while for three-unit homes, it's $1,685,850, and $2,095,200 is the limit for properties with four units.
On the conventional loans side, the maximum loan amount for a single-family residence is $1,089,300. For two-unit homes, it extends to $1,394,775, for three-unit structures, it's $1,685,850, and $2,095,200 for four-unit buildings.
You can use our FHA calculator to find the best FHA rates today and assess the required downpayment, income, credit, reserves, and documents needed for qualifying.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. You can explore alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan program data from thousands of lenders, enabling swift comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lawrence county of Nassau, NY provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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