In the year 2026, the FHA loan limits in Lisbon county within St. Lawrence, NY are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conversely, for conventional loans, the highest amount for a single-family residence is $726,200. For two-unit properties, it's $929,850; for three units, it's $1,123,900; and for four units, $1,396,800.
Our FHA calculator is available to help you discover today's finest FHA rates. You can also calculate the required downpayment, income, credit score, reserves, and documentation needed for qualification.
With Lendersa®'s calculator, you can evaluate FHA rates & terms alongside other loan types. Investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, each compared to FHA offerings.
Lendersa® draws loan program data from a vast number of lenders and instantly aligns it with your unique financial circumstances and needs.
For 2026, examine the Loan Limits Comparison Table for Lisbon county in St. Lawrence, NY. It allows you to compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards, including income, reserves, and credit, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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