The FHA loan limits for the year 2025 in Ogdensburg county of St. Lawrence, NY are as follows: $472,030 for a single-family house, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for residences with 4-units.
Maximum loan amounts for conventional loans on single-family residences are set at $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for properties with 4-units.
Utilize our FHA calculator to discover today’s best FHA rates and clarify your requirements for down payments, income, credit, reserves, and necessary documentation.
With the Lendersa® calculator, you can thoroughly compare FHA rates and terms against those of various other loan plans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive loan programming data from numerous lenders, offering fast comparisons customized to your financial profile and personal requirements.
The Loan Limits Comparison Table for 2025 in Ogdensburg county, St. Lawrence, NY, allows for the assessment of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To examine qualification standards such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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