In 2026, the FHA loan limits in Macedon county of Wayne, NY are set at $472,030 for a single-family home. For 2-units, it's $604,400, for 3-units $730,525, and $907,900 for 4-units.
Conventional loans have a maximum amount of $726,200 for single-family homes, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s top FHA rates, determining your downpayment, credit, income, reserves, and necessary documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses comprehensive data from thousands of lenders to provide quick comparisons tailored to your financial profile and needs.
For 2026 in Macedon county, Wayne, NY, the Loan Limits Comparison Table lists maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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