In 2025, FHA loan limits in Mastic, located in Suffolk county, NY, stand at $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for residences with four units.
The conventional loan maximums are defined as $1,089,300 for single-family houses, $1,394,775 for two-unit residences, $1,685,850 for three-unit structures, and $2,095,200 for four-unit dwellings.
Utilize our FHA calculator to view today’s best FHA rates, helping determine necessary downpayments, assess income, check credit, manage reserves, and verify documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against an array of other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money options, alongside FHA loans.
Lendersa® streams extensive data from thousands of lenders, quickly aligning it with your personal financial profile and needs.
Access the Loan Limits Comparison Table for 2025 in Mastic, Suffolk county, NY, detailing the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification conditions, including income, reserves, and credit metrics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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