As of 2025, the FHA loan limits in Mastic-Beach county of Suffolk, NY are $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Maximum amounts for conventional loans include $822,375 for a single-family residence, $1,053,000 for two-unit homes, $1,272,750 for properties with three units, and $1,581,750 for those with four units.
Utilize our FHA calculator to access today’s leading FHA rates, determining the required downpayment, income, credit rating, reserves, and documents necessary to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
By aggregating data from thousands of lenders, Lendersa® provides a quick assessment matched against your unique financial needs and profile.
The Loan Limits Comparison Table for 2025 in Mastic-Beach county of Suffolk, NY offers a comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. For insight into qualifying criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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