In 2025, the FHA loan limit in the Suffolk county of Center-Moriches, NY is $822,375 for a single-family home. This limit increases to $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The highest conventional loan amount for single-family residences is $822,375. The limits are $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Utilize our FHA calculator to identify today’s best FHA rates and discern the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans with all other loan programs. Delve into comparisons, including options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing all thoroughly with FHA rates.
Gathering loan program data from thousands of lenders, Lendersa® rapidly matches and contrasts this information with your distinct financial profile and special needs.
The Loan Limits Comparison Table for 2025 in Suffolk county of Center-Moriches, NY details the maximum loan amounts offered by FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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