As of 2025, the FHA loan limits for Gordon-Heights located in Suffolk county, NY stand at $822,375 for a single-family home. For buildings with two units, the limit is $1,053,000, for three units, it is $1,272,750, and for those with four units, it rises to $1,581,750.
Conventional loans have a set maximum amount of $822,375 for single-family residences, increasing to $1,053,000 for two units, $1,272,750 for three-unit structures, and $1,581,750 for properties with four units.
Use our FHA calculator to discover today’s competitive FHA rates and assess the downpayment, income level, credit requirements, reserves, and necessary documents needed to qualify.
The Lendersa® calculator allows you to effectively compare FHA rates and terms with a wide array of other loan programs. Review and contrast options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® efficiently compiles loan program information from thousands of lenders, quickly aligning it with your unique financial scenario and needs.
The Loan Limits Comparison Table for 2025 in Gordon-Heights, Suffolk county, NY provides a detailed examination of the maximum loan amounts possible across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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