For 2026, FHA loan limits in Malone of Franklin county, NY, are as follows: $472,030 for a single-family home, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
With conventional loans, the maximum amounts are $726,200 for single-family residences, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Access our FHA calculator to check today’s best FHA rates and figure out the required downpayment, assess income, credit, reserves, and document needs for qualification.
The Lendersa® calculator permits comparison of FHA rates and terms with those of other loans. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® collects extensive loan data from thousands of lenders, swiftly matching it to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Malone, Franklin, NY shows FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
