In 2025, the FHA loan limits for properties in Munsons-Corners, county of Cortland, NY, are set as follows: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for homes with three units, and $685,400 for those with four units. This range of limits ensures diverse housing needs are met across various types of residential structures.
For conventional loans, the maximum loan amount for single-family homes is $548,250. This amount rises to $702,000 for two-unit properties, $848,500 for three units, and for residences containing four units, the loan reaches $1,054,500. These structured limits provide financial flexibility and adaptability across different property sizes and investment strategies.
Our FHA calculator is an essential tool to determine the best FHA rates available today. It also helps calculate important factors such as required downpayment, assess income, credit scores, assess reserves, and provide insight into needed documents for qualification. By using this calculator, prospective homeowners can prepare themselves more thoroughly for the financial aspects of securing a home loan.
The Lendersa® calculator allows comparisons between the rates and terms of FHA loans with those of alternative financial products. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. By exploring these options, borrowers can gain a better understanding of the various products available and how they may fit in with their own financial goals.
Lendersa® efficiently retrieves and processes detailed loan program data from thousands of lenders, allowing for a quick assessment matched directly to your financial profile and requirements. This capability ensures a balanced and precise comparison to optimize loan selection.
Review the Loan Limits Comparison Table for 2025 in Munsons-Corners, within Cortland, NY, which includes maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers an extensive evaluation of qualification criteria like income, reserves, and credit to enhance borrower readiness and decision-making in their loan journey.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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