In 2025, FHA loan limits in Homer county, Cortland, NY are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans is $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-units, and $1,396,800 for properties with four units.
Use our FHA calculator to explore today’s best FHA rates and determine the necessary down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, offering quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Homer county, Cortland, NY includes limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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