2026 FHA Loan Limits for New-Baltimore, Greene County, New York

In the year 2026, the FHA loan limit within New-Baltimore of Greene, located in NY, stands at $356,362 for single-family homes. This limit increases for properties with more units: it is $456,275 for homes with two units, $551,500 for three-unit properties, and $685,400 is the cap for four-unit residences.

Conversely, the maximum loan amounts under conventional loans are as follows: $548,250 for a single-family residence, $702,000 for two-units, $848,500 covers three-units, and a four-unit property is capped at $1,054,500. These limits ensure flexibility depending on the property's size and the type of loan you're seeking.

Use our FHA calculator to discover the best available FHA rates today. This tool also helps you determine essential aspects like down payments, income requirements, credit score criteria, reserve needs, and the documentation necessary to qualify effectively.

Access and evaluate loan offers from a wide network of 100 lenders

Assess Your Loan Opportunities in New-Baltimore, NY

With the Lendersa® calculator, you can juxtapose the terms and rates of FHA loans with a diverse range of loan programs. Expand your search to incorporate Conventional loans, Jumbo options, VA loans, USDA loans, Non-QM, and hard money financing alongside FHA offerings.

Lendersa® collects comprehensive loan program information from a multitude of lenders and performs rapid comparisons against your personal financial situation and requirements. This ensures tailored loan options to consider.

Examine the Loan Limits Comparison Table for 2026 in New-Baltimore of Greene, NY. Compare the upper bounds for loans across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more detailed insight into required qualifications such as income levels, reserves, and credit assessments, engage with Lendersa®'s innovative Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.

Loan limits New-Baltimore county of Greene, NY

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


New-Baltimore FHA Lenders

  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • Lends in New York
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.

  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Lends in New York
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs

  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Lends in New York
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more

  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • Lends in New York
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years

  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Lends in New York
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.

  • First New York Federal Credit Union
  • 2 Wall St, Albany, NY, 12205
  • Lends in New York
  • First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution

  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • Lends in New York
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier

  • Fort Orange Funding
  • 21 Everett Rd. Ext, Albany, NY, 12205
  • Lends in New York
  • Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.

  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
  • Lends in New York
  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.

  • Homeowners Advantage
  • 4 Winners Circle, Albany, NY, 12205
  • Lends in New York
  • Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.