In the year 2025, the FHA loan limit within New-Baltimore of Greene, located in NY, stands at $356,362 for single-family homes. This limit increases for properties with more units: it is $456,275 for homes with two units, $551,500 for three-unit properties, and $685,400 is the cap for four-unit residences.
Conversely, the maximum loan amounts under conventional loans are as follows: $548,250 for a single-family residence, $702,000 for two-units, $848,500 covers three-units, and a four-unit property is capped at $1,054,500. These limits ensure flexibility depending on the property's size and the type of loan you're seeking.
Use our FHA calculator to discover the best available FHA rates today. This tool also helps you determine essential aspects like down payments, income requirements, credit score criteria, reserve needs, and the documentation necessary to qualify effectively.
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With the Lendersa® calculator, you can juxtapose the terms and rates of FHA loans with a diverse range of loan programs. Expand your search to incorporate Conventional loans, Jumbo options, VA loans, USDA loans, Non-QM, and hard money financing alongside FHA offerings.
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Examine the Loan Limits Comparison Table for 2025 in New-Baltimore of Greene, NY. Compare the upper bounds for loans across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more detailed insight into required qualifications such as income levels, reserves, and credit assessments, engage with Lendersa®'s innovative Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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