As of 2025, the FHA loan limit in Coeymans, located in Albany county of NY, is set at $472,030 for a single-family home. For two-unit buildings, it goes up to $604,400, for three units it's $730,525, and for four units, the limit is $907,900.
The highest loan amount for conventional loans on a single-family home is $726,200. This increases to $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to discover the current best FHA rates and to evaluate the necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs. Explore and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders, enabling rapid comparison against your specific financial requirements and profile.
For 2025, in Coeymans, within Albany county, NY, compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts using the Loan Limits Comparison Table. To further assess qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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