In 2025, the FHA loan limits in Valatie county of Columbia, NY stand at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The highest loan amounts for conventional loans on a single-family residence are $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to explore today’s most competitive FHA rates and determine what is needed in terms of downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator provides an opportunity to compare FHA rates and terms with those from all other loan programs. Assess options for Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By aggregating data from thousands of lenders, Lendersa® quickly aligns this against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Valatie, Columbia, NY lets you evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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