In the year 2026, the FHA loan limits in Newark-Valley within Tioga county, NY, are set at $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for properties with four units.
For conventional loans, the maximum amounts allowed are $548,250 for a single-family home, rising to $702,000 for two units, $848,500 for three units, and reaching $1,054,500 for four units.
To access the best FHA rates today, and to evaluate the necessary downpayment, income requirements, credit standing, reserves, and documentation needed for qualification, make use of our FHA calculator.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans with other loan programs. Evaluate options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® swiftly gathers loan program data from numerous lenders and matches it against your distinct financial profile quickly and efficiently.
Using the Loan Limits Comparison Table for 2026 in Newark-Valley, Tioga, NY, gain insights on the maximum allowable loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To thoroughly compare qualification requirements such as income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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