2026 FHA (Government Loans) Limits for North-Dansville, Livingston County, New York

In 2026, FHA loan limits for North-Dansville county of Livingston, NY are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum allowable amounts for conventional loans are $548,250 for single-family residences, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to uncover today’s FHA prime rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.

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Examine Your Loan Choices in North-Dansville, NY

The Lendersa® calculator lets you compare FHA rates and terms alongside those of other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.

Lendersa® gathers comprehensive loan program data from thousands of lenders, rapidly aligning it with your financial profile and needs.

In 2026, the Loan Limits Comparison Table for North-Dansville county, Livingston, NY gives insight into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To determine qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Dansville county of Livingston, NY

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


North-Dansville FHA Lenders

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • Lends in New York
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • Lends in New York
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.

  • Genesee Co-op Federal Credit Union
  • 395 Gregory Street, Rochester, NY, 14620
  • Lends in New York
  • Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.

  • Haus Capital Corporation
  • 383 Park Ave, Suite A, Rochester, NY, 14607
  • Lends in New York
  • At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.

  • ESL Federal Credit Union
  • 225 Chestnut Street, Rochester, NY, 14604
  • Lends in New York
  • ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.

  • Moneyline New York LLC
  • 502 Audubon Trail, Rochester, NY, 14622
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • Lends in New York
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.